Opt-Out Prescreen
OptOutPrescreen.com is a centralized platform designed to help consumers manage their participation in receiving firm offers of credit or insurance. This service allows you to easily “Opt-In” or “Opt-Out” of receiving such offers. It’s a joint initiative by the major Consumer Credit Reporting Companies: Equifax Information Services, LLC; Experian Information Solutions, Inc.; Innovis Data Solutions, Inc.; and TransUnion, LLC.
Under the Fair Credit Reporting Act (FCRA), these companies are allowed to include your name on lists used by creditors or insurers to make firm offers of credit or insurance. However, the FCRA also gives you the right to “Opt-Out,” which stops the Consumer Credit Reporting Companies from sharing your credit information for offers that you did not initiate. To remove your name from these lists, simply provide your personal information through the secure link on the “Click Here to Opt-In or Opt-Out” page. Your name will then be excluded from the lists provided by all four companies. If you previously opted out and wish to opt back in, you can also do so through this website. Rest assured, the personal information you provide is confidential and is used solely to process your request. Alternatively, you can complete this process by calling 888-5-OPT-OUT (888-567-8688).
OptOutPrescreen.com is the only online service authorized by Equifax, Experian, Innovis, and TransUnion to handle these requests under the FCRA. For your security, it’s important to avoid sharing your personal information with any other entity or individual for Opt-In or Opt-Out purposes. OptOutPrescreen.com will never contact you via email, telemarketing, or direct mail for this service.