Your Best Friend in The Mortgage Industry

Honest Answers, Stress-Free Closings

Your Premier Lender in Flower Mound

At J Philips Mortgage, Inc. we share your excitement and go out of our way to make your home loan process a very pleasant and relaxing experience. Since the start of our company, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. Our commitment to you is to provide the highest quality home loans combined with some of the lowest mortgage rates in all of the Dallas/Fort Worth Metroplex. Whether you’re a first-time buyer, purchasing your dream home, refinancing an existing home, or consolidating debt, our highly experienced team can help make your dreams come true.

Although we are located in Flower Mound, we currently originate loans all throughout Texas, including, but not limited to, Fort Worth, Dallas, Denton, Lewisville, Highland Village, Double Oak, Lantana, Argyle, Keller, Roanoke, Southlake, Grapevine/Colleyville, Coppell, Plano, Little Elm, Frisco, Richardson, Highland Park, and all surrounding areas.

Let us help you get your home today.


Years Experience


Loans Closed


Of our clients would recommend us


Rated mortgage company in Flower Mound

Low Rates. Zero Hassles.

The J Philips Mortgage, Inc. Team

Start your home loan process here!

Thanks for visiting J Philips Mortgage, Inc.. Local expertise and broad real estate experience will benefit you whether you are serious about buying or selling a home at this time, or are a returning client checking out the many homeowner resources offered here.
As local area experts with extensive knowledge of the communities, the objective here is to work diligently to assist you in meeting your real estate goals.

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Loan Options

We specialize in the following Texas Mortgage Loans:



FHA Loans / VA Loans

FHA loans are a popular choice among first time homebuyers given their low down payment requirements and ease of qualification.

Home Refinance Loans

Learn more about how refinancing your mortgage can help you save money over the life of your loan by lowering your interest rate or reducing loan terms.

VA Loans

Veterans, active military, and their families can take advantage of a VA loan to purchase a home with no money down, great interest rates, and no private mortgage insurance.

Jumbo Home Loans

Jumbo loans can be the perfect option if you are looking for a home loan that exceeds the limits placed on government backed options such as FHA loans.

Home Purchase Loans

Whether you are interested in a Conventional Loan, FHA Loan, VA loan or other financing option, our team of experts will help you find the solution that works best.

Conventional Loans

Great rates and buyer flexibility make conventional loans the most popular mortgages on the market today. Plus, we'll get you the best rate available.

What our clients are saying

  • I have purchased my first home here in Texas recently. As the interest rates are rising up so quickly and I was looking for a Lender to lock-in the best... read more

    thumb Ashok Tatineni

    Referred to Judy's office by a family member. One of the best referrals I have received. Judy has an amazing team - they are professional, responsive, and extremely diligent. Just... read more

    thumb Brandie Morales

    Judy and her team could not have been any better to work with. They were responsive, answered questions via phone calls and emails, and worked with us to get the... read more

    thumb Joseph LaPuma
  • I have worked with these guys twice now and both times have been incredible. Their customer service is amazing and they have always gone above and beyond. Thank you Kevin,... read more

    thumb JonL Steele

    Over the last 11 years I have used the services of Judy and her team multiple times for different real estate transactions. Without any exaggeration, I have to say they... read more

    thumb Sanjay V

    One of the best refinance experience. I have bought and refinanced several properties. This one by far was one of the easiest, hassle free process. I got the rate the... read more

    thumb Wahib Hariri
  • Simply one of the best transactions I’ve ever experienced. Buying a home was easy and stress free. Excellent communication and awesome people. Thank you!! Will see you again for sure.... read more

    thumb Chad Rob

    Did a refinance today with J Philips Mortgage. They did the original loan on the house three years and now I was able to refinance. They are SO easy to... read more

    thumb Russell Kerbow

    I have worked with Judy for over 20 years and both her and her team have been outstanding to work with. I could easily get a mortgage directly, but... read more

    thumb Joe Havlik
  • We've done business many times with Judy and her team. Every time they deliver as promised with exceptional customer care and professionalism!

    thumb Kim Stevenson

    There is no better company to work with!

    thumb Tim Maletich

    Such a pleasure to work with Judy and her amazing staff! Excellent communication, and professionalism was always evident. Each person took the time to answer our questions so... read more

    thumb Mark Lampe


J Philips Mortgage, Inc.
NMLS# 225604

Equal Housing Lender

Contact Us

J Philips Mortgage, Inc.
3020 Corporate Court, Suite 500
Flower Mound, TX 75028
(469) 635-7555