Specializing in Flower Mound Loans
The J Philips Mortgage, Inc. Team is your premier mortgage team located in Flower Mound, Texas. We pride ourselves on offering some of the most competitive rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Flower Mound area. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.
Start your home loan process here!
The J Philips Mortgage, Inc. team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.
How much do you qualify for?
No Obligation. No Credit Check.
$350 M
in loans funded to date
10-DAY
average closing
100%
customer satisfaction rate

Loan Options
Finding the right home loan requires careful consideration of your needs, finances, and history. We are here to guide you through the process.

Our clients are the foundation of our success:
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I live 41/2 hours from where I am purchasing my new house. This was the smoothest purchase ever! We did all the work by internet and phone. It all came... read more together easily and on schedule! I am grateful for this!
Agnes Beauregard
Jason and Judy and whole team did an excellent job of finding me the best rate and helping me be prepared for closing day. Jason even showed up at the... read more closing to help out and make sure there were no issues, which was very much appreciated! Would highly recommend to anyone.
Michael Hamilton
My fiancé and I recently had the pleasure of working with the team at J Philips Mortgage and were absolutely blown away with the care we received. We are first... read more time homebuyers and had many many questions that all were answered by Jason and the rest of the team. Having our questions answered promptly truly made a difference. They made the process simple and easy. We could not thank them enough for their dedication to us. We finally have our home and are beyond thrilled. We could not have done it without you, J Philips Mortgage! Thank you thank you!
Lizeth Sierra
I can’t recommend J Philips Mortgage enough! Jason, Kelly, and Katie were incredible—always responsive, patient, and happy to walk me through every step as a first-time buyer. They made what... read more could have been a stressful process feel seamless, and I was able to close in record time. Truly grateful for their support and expertise!
May Han
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I recently had the pleasure of working with Jason and J Philips Mortgage Inc. for my VA Loan, and I couldn't be happier with the experience. From the very first... read more interaction, it was clear that Jason and his team prioritize their clients' needs and strive to make the mortgage process as smooth and stress-free as possible. Jason’s expertise and attention to detail were evident throughout the entire process. He took the time to thoroughly explain each step, ensuring that I fully understood my options. Communication was seamless, and I never felt out of the loop – Jason was always available to answer questions and provide updates. What truly stood out was the ease and efficiency with which my loan was processed and approved. Jason and his team handled everything with professionalism and care, making the experience remarkably straightforward and enjoyable. I felt supported and reassured every step of the way. I highly recommend Jason and J Philips Mortgage Inc. to anyone seeking a knowledgeable, reliable, and client-focused mortgage broker. Their dedication to providing exceptional service is truly commendable, and I am grateful for their help in securing my VA Loan. Thank you, Jason and J Philips Mortgage Inc., for making this a positive and memorable experience!
Gary Craig
My goodness, my husband Travis and I don’t even know where to start in the long list of incredibly good things to say about Judy, Katie, and the whole JPhillips... read more team. In the most consise way; they made it happen and got us in our house! They caught every detail, were incredibly timely and ON IT, and they were kind and clear throughout the whole process. We had plenty of questions, and they met every concerned/curious call or email with kindness, empathy, and expertise. I wish I could give 10 stars. Thank you, thank you, THANK YOU to Judy, Katie, and team!!! We are so in love with our precious home and we are not lost on how God used y’all at JPhillips mortgage to get our little family HOME! ❤️
Heather Blanton
I have known and worked with Judy Philips for over 20 years...she and her team are true professionals. If you are looking to buy a home or need to... read more refi, you won't go wrong with Judy. She will take care of you every step of the way. Butch Robinson Texas Title
Eliot Robinson
Can’t say enough about Jason in our home buying experience! Extremely professional, and came up with great solutions on how to best tackle our home purchase. Would highly recommend for... read more anyone as the process was quick, and when it came to closing everything was on time!
Mitch O'Brey
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We have worked with Judy and her team 4 times now and every time she wins out. I’ve tried my best to have her beat and Judy is always willing... read more to do what it takes to win our business. And her team is able to hold up their end and close us on time every time. She recently closed us in about 2.5 weeks with no issues. She will always be my first call.
Josiah Unger
Judy and her team were incredibly professional and provided the best rate we saw after looking at several vendors. Working with her was simple and she always responded quickly to... read more our inquiries. Would highly recommend!
Stephen Theisen
We just wanted to say thank you for helping us with the Mortgage on our new home. You all were very helpful and easy to work with. It's a... read more very stressful process, but you helped it go smoothly. Looking forward to working with you again in the future when rates go down!
Jan Clifton
Jason and his team made the home buying process easy. His team never lacked in communication through every part of the process. We are very happy we worked with... read more Jason.
Travis Dunn
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We had an amazing experience with our Mortgage team! They were very professional and went above and beyond to help us! They were very knowledgeable and helped us every step... read more of the way and left no questions unanswered! We 100% recommend using them! We couldn’t have picked a better company to work with!
Marissa Smith
Our experience with Jason and his team was nothing short of exceptional! Their depth of knowledge and willingness to patiently address all our questions left us thoroughly impressed. Throughout the... read more process, they displayed professionalism and a friendly demeanor, making it a pleasure to work with them. We couldn't recommend Jason and his team highly enough to anyone seeking top-notch service.
Jordyn Thompson
We had an amazing experience with our mortgage team - so professional and on top of all the deadlines and developments! Now we are happily involved in the ‘moving in... read more and unpacking’ phase of our new home!
Charlesa Olmstead
Judy and her team do a wonderful job throughout the entire buyer / lender process. All members of her team are professional and knowledgeable to assist with any questions, or... read more needs that may arise. They recently helped us close on our home in Frisco, TX and I would highly recommend them to anyone looking for a lender!
connor denning
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Judy made this purchase go smoothly and fly by! We were able to close early. This went much smoother than my first home purchase, I definitely recommend J. Phillips... read more Mortgage, they will take care of you!
Kelly Roberts
I recently bought a home and the J Philips team (specifically Judy, Tawnya, and Kelly) were great to work with - they were flexible, worked quickly to resolve issues that... read more arose, and were cheerful throughout. As you know, buying a home is really stressful - having a team who makes sure you know they are on your side and does everything they can to make the experience as smooth as possible is priceless!
Desiree Poore
This team did a great job getting my home loan! Answered questions and found the best situation for me and my family. When I need another home loan I will... read more no doubt use J Philips Mortgage! Great people!
Stacy Greaber
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I have purchased my first home here in Texas recently. As the interest rates are rising up so quickly and I was looking for a Lender to lock-in the best... read more rate and to close the deal on-time to win the bidding wars in this crazy competitive market. Based on the Google reviews, I reached out to multiple lenders to compare the rates and their responsiveness. Luckily, I called Judy and she has provided me the best rate across all. And more importantly, Judy and her team is very proactive in moving up the things fast, patiently guided me through the entire process and they processed the mortgage loan two weeks earlier, well ahead of closing date. Judy and her team did an excellent job. I strongly recommend this Company and if I buy another home, J Philips Inc is going to be my lender.
Nagendra Ashok Tatineni
I have purchased my first home here in Texas recently. As the interest rates are rising up so quickly and I was looking for a Lender to lock-in the best... read more rate and to close the deal on-time to win the bidding wars in this crazy competitive market. Based on the Google reviews, I reached out to multiple lenders to compare the rates and their responsiveness. Luckily, I called Judy and she has provided me the best rate across all. And more importantly, Judy and her team is very proactive in moving up the things fast, patiently guided me through the entire process and they processed the mortgage loan two weeks earlier, well ahead of closing date. Judy and her team did an excellent job. I strongly recommend this Company and if I buy another home, J Philips Inc is going to be my lender.
Ashok Tatineni
Referred to Judy's office by a family member. One of the best referrals I have received. Judy has an amazing team - they are professional, responsive, and extremely diligent. Just... read more made my second house purchase and would not have made it this far without Judy's help. In this market it is important you have the right team on your side.
Brandie Morales
Judy and her team could not have been any better to work with. They were responsive, answered questions via phone calls and emails, and worked with us to get the... read more deal done. I would highly recommend J Philips Mortgage to anyone needing their services!
Joseph LaPuma
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I have worked with these guys twice now and both times have been incredible. Their customer service is amazing and they have always gone above and beyond. Thank you Kevin,... read more Kelly and Katie.
JonL Steele
Over the last 11 years I have used the services of Judy and her team multiple times for different real estate transactions. Without any exaggeration, I have to say they... read more have been simply superb to work with. From the time I normally initiate the transaction with Judy to the day of closing, it has always been a very smooth process. Her team works like a well tuned machine. Judy always got me the best interest rates with very reasonable closing costs, compared to other lenders and brokers I work with.
Sanjay V
Such a pleasure to work with Judy and her amazing staff! Excellent communication, and professionalism was always evident. Each person took the time to answer our questions so... read more well. We will definitely use J Philips Mtge if the need arises - and we highly recommend them!
Mark L
Such a pleasure to work with Judy and her amazing staff! Excellent communication, and professionalism was always evident. Each person took the time to answer our questions so... read more well. We will definitely use J Philips Mtge if the need arises - and we highly recommend them!
Mark Lampe
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We've done business many times with Judy and her team. Every time they deliver as promised with exceptional customer care and professionalism!
Kim Stevenson
I have worked with Judy for over 20 years and both her and her team have been outstanding to work with. I could easily get a mortgage directly, but... read more working Judy and her team provides me with both piece of mind that I'd getting the right solution for my needs and a partner that I can bounce my (sometimes ridiculous) ideas off of. I would absolutely recommend.
Joe Havlik
Did a refinance today with J Philips Mortgage. They did the original loan on the house three years and now I was able to refinance. They are SO easy to... read more work with and Judy Philips really cares for her clients. If you’re looking for someone for that new home or a refi, look no further than J Philips Mortgage!
Russell Kerbow
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One of the best refinance experience. I have bought and refinanced several properties. This one by far was one of the easiest, hassle free process. I got the rate the... read more I wanted with very low closing cost. Judy and her staff were class A service. Answered my phone calls and my messages and my concerns promptly. I highly recommend J Philips service.
Wahib Hariri
Simply one of the best transactions I’ve ever experienced. Buying a home was easy and stress free. Excellent communication and awesome people. Thank you!! Will see you again for sure.
Chad Rob
Simply one of the best transactions I’ve ever experienced. Buying a home was easy and stress free. Excellent communication and awesome people. Thank you!! Will see you again for sure.
C Robb
Did a refinance today with J Philips Mortgage. They did the original loan on the house three years and now I was able to refinance. They are SO easy to... read more work with and Judy Philips really cares for her clients. If you’re looking for someone for that new home or a refi, look no further than J Philips Mortgage!
William Kerbow
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I have worked with Judy Philips and her outstanding team since 2007. Her goal is putting the client first and due to her team's stellar track record she has... read more many repeat clients. Judy and her team are exceptional and I highly recommend JPhilips Mortgage to anyone wanting to purchase or refinancing their home.
Paula Turner
I have known Judy Philips both personally and professionally for many years and will tell you she and her team believe in customer service! Her knowledge of the ever changing... read more mortgage industry is to be commended.
Charlotte Wilcox